Wells Fargo (NYSE: WFC) has also eliminated some cash-out

Wells Fargo & Co. has raised the credit requirements for people seeking some types of home loans, the company confirmed Friday.

The San Francisco-based bank will require higher credit scores for potential home buyers seeking loans that cover 95 percent or more of a home´s value. The bank didn´t give further details.

Wells Fargo (NYSE: WFC) has also eliminated some cash-out refinancings for clients with loans that represent more than 80 percent of their home´s price. A statement from the company said the measure was undertaken "in response to market and industry changes."

The bank last month reported that its profit fell 11 percent, in part because of a higher number of delinquent loans.

Wells Fargo is one of Hawaii´s biggest commercial and residential lenders. The bank funded 4,200 residential mortgages worth $1.36 billion in Hawaii from July 2006 to July 2007, according to PBN research.

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